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Jul 22, 2021

The last thing anyone wants to do in retirement is worry. This time in your life should be stress-free and spent however you’d like, but that can be disrupted if your financial plan hasn’t been thoroughly constructed.

So how do you do that? Well, it starts with a good advisor who can help you take the steps to build a comprehensive plan, and that’s what we’re going to talk about on this episode of My Smart Retirement. The goal today will be to help you identify some key areas of planning and develop a better understand of how we assist clients meet their goals.

Before you can do anything, think about what your retirement will look like. How do you want to spend your time? What do you want to do? Having a good idea of what you want that next chapter to be will allow you to make decisions that will align with that vision.

Once that’s done, that’s when we find the best way to help you get there. So many people focus exclusively on saving and growing that nest egg but that’s not enough. The market investment piece of your plan is vital to driving accumulation and getting you to the point of retirement, but then it takes a proper plan to take you through that next stage of life.

One of those key considerations is Social Security. Most people will rely heavily on this benefit for their income plan, and there’s plenty of strategy that goes into deciding when to start claiming that benefit. Plus, with possible adjustments coming in the future to keep Social Security in place and funded, it’s even more important to work with an advisor to prepare for what this could mean to your future.

There’s plenty to talk about, which we’ll do on this episode, but know that the proper plan is out there for you. Find an advisor that can work with you to build that and give you the confidence you deserve. And don’t forget, the longer you wait to do this, the harder it becomes.

Check out the full episode or use the timestamps below to hear a specific segment.

1:31 – Think about what you want to do in retirement

2:32 – Find the best way to get there

5:09 – The evaluation we do for people

8:52 – Social Security  

10:51 – Changes that could come to Social Security


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